The Effect of Electronic Banking on the Operations of Deposit Money Banks in Nigeria (2006-2020)

Osakwe Charity, Ifunanya and Ezeaku Chisom, Njideka (2022) The Effect of Electronic Banking on the Operations of Deposit Money Banks in Nigeria (2006-2020). International Journal of Trend in Scientific Research and Development, 6 (4). pp. 1233-1241. ISSN 2456-6470

Text The Effect of Electronic Banking on the Operations of Deposit Money Banks in Nigeria (2006-2020).pdf Download (1MB)

Abstract

The main aim of this study was to examine the effect of electronic banking on the operational performance of deposit money banks in Nigeria. Specifically, it sought to determine the effect of automated teller machine transactions, electronic mobile banking transactions, point of sale terminals transactions on the operational performance of deposit money banks in Nigeria. The study adopted the ex post facto research design and covered the period from 2006 to 2020. Ordinary least square regression and Granger Causality tool was used for the analysis of the data obtained. The results of the study reveal that automated teller machine transactions have positive and significant effect on the operational performance of Deposit money banks in Nigeria while both point of sale terminal transaction and mobile banking transactions have negative and insignificant effects on the operational performance of Deposit money banks in Nigeria. The study recommends that Deposit money banks and monetary authorities should sensitize the banking public on the proper use of electronic banking transactions to lessen the frequent cases of errors, fraud and malfunction.

Item Type:	Article
Subjects:	H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
Divisions:	Postgraduate > Master's of Islamic Education
Depositing User:	Journal Editor
Date Deposited:	08 Jul 2022 01:33
Last Modified:	08 Jul 2022 01:33
URI:	http://eprints.umsida.ac.id/id/eprint/9872

Actions (login required)

View Item