Alesaa¹, Alyaa Hussein Mohmmed Ali (2026) The Impact of Financial Technology on Improving Operational Efficiency and Enhancing Earnings Quality: An Applied Study of the International Development Bank for Investment and Finance for the Period 2011–2025. American Journal of Management Practice, 3 (10). ISSN 2997-9366

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Abstract

The research aims to statement effect technology finance in to improve the efficiency operational and strengthening the quality profits in bank development international for investment and financing for the period (2011–2025), in shadow transformations accelerated that it witnesses sector banker a result expansion in use technologies and solutions the finance digital. Adopted search curriculum descriptive and analytical from during analysis data the finance banking for the bank during the period search on employment group from Indicators finance to measure efficiency operational quality profits and indicators reflect level adoption technology finance and it developed Its applications banking and it seeks search to a test nature relationship and the effect between technology finance from entity and all from efficiency operational quality profits from entity other using methods statistics and the standard suitability nature the data and it was found search to that expansion in employment technology finance contributes in to improve efficiency operations the banking from during cut costs operational and speed completion transactions and improving to exploit resources, as contributes in to support quality profits from during the strengthening revenue and improving its sustainability and limit from the fluctuations related the performance operational . It recommends the search necessity continued the investment in structure infrastructure digital modern technology and development services finance electronic and strengthening her security.

Item Type:	Article
Uncontrolled Keywords:	Technology finance, efficiency operational, quality profits, sector the banker, services banking digital, bank development international for investment and funding
Subjects:	H Social Sciences
Depositing User:	admin eprints
Date Deposited:	04 Nov 2026 07:25
Last Modified:	04 Nov 2026 07:25
URI:	http://eprints.umsida.ac.id/id/eprint/17411

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